14 sources money is hiding from you.
We check them all in 60 seconds.
Most Americans are owed $500–5,000 across forgotten 401(k)s, federal benefits, unclaimed property, class actions, property tax, medical bills, and more. Find yours.
No subscription · No bank linking · No SSN · 30-day money-back guarantee
How it works
From signup to first finding in under 5 minutes.
Tell us about you
5-minute onboarding: name, state, employment history, family situation. No SSN. No bank linking.
We scan 14 sources
Our AI runs across federal benefits, state unclaimed property, forgotten 401(k), class actions, property tax, medical bills, life insurance, and more.
Unlock + claim
$49 one-time unlocks the detailed findings. We give you exact next steps for each — phone scripts, claim links, forms. Most users find $500-5,000.
What we look for
A sample of categories we scan — you see the exact dollar amounts after unlock.
Plus 8 more categories: childcare tax credits, veteran benefits, ACA subsidies, APR negotiations, MLR rebates, subscription audits, estate searches, student loan relief.
No SSN
Recovery happens on official sites — never on Owed.
No bank linking
We never see your accounts.
30-day refund
Not satisfied? Email us — full refund.
$49 one-time
No subscription. No surprises.
FAQ
Do I need to share my SSN?+
No. Our MVP intentionally does not collect SSN. Recovery actions happen directly on official sources (IRS, state treasury, etc) — you provide your ID there if needed.
Do I need to link my bank account?+
No. We never connect to your bank. Owed never receives or holds any money you recover — it flows directly from the source to you.
How accurate are the findings?+
Each finding is labeled by confidence: Confirmed (≥95% likely), Probable (70-94%), or Possible (<70%). We're conservative — most users recover more than we estimate.
What if I don't find anything?+
30-day money-back guarantee. If our scan doesn't help you, email us and we refund — no questions asked.
Who is Owed for?+
US-based adults age 18+. Especially valuable if you've changed jobs, had kids, served in the military, own a home, used the ACA marketplace, or have deceased relatives.
How is this different from doing it myself?+
You can absolutely do this yourself for free. Owed exists because checking 14 sources individually takes 10-20 hours and most people miss programs they're eligible for. We compress that work into 60 seconds and surface what you'd otherwise miss.
Find money you're owed.
5-minute onboarding. $49 one-time. 30-day money-back guarantee.
Find my money →